Tuesday, May 27, 2014

3 Steps For More Secure Debiting By A Long Island CPA

By Bob Oliver


When you think about it, no one should have to worry about the idea of debit card fraud, right? Seeing as how these cards have PINs tied to them, it should be nearly impossible for thieves to break in and steal your information. However, you may still be at risk unless you take the proper care from a financial standpoint. Fortunately, there are methods to consider and a Long Island CPA can tell you all about them. Here are just 3 ways to ensure that you do not undergo debit fraud.

When your bank statement arrives in your mailbox, make it a point to survey the details with care. The reason for this is because there is a chance that certain payments or withdrawals are ones that you do not recognize. If this is the case, make it a point to contact your bank and have them help you through the situation. It's important to make note of your bank because it will be the first place that you go to in order to take care of any financial situation that may arise.

Secondly, when determining what your initial PIN will be, a Long Island CPA will inform you of a few aspects to keep in mind. First of all, the PIN in question should be one that is easy enough to remember, which is especially true since debit cards are going to be used constantly. However, you want to make sure that the PIN is unique, which practically eliminates the possibility of birth dates being used. These are just a few precautions that financial authorities like Gettry Marcus can tell you about.

Thirdly, make sure that you are protective when it comes to your PIN. One of the most important aspects to know is that no bank, or reputable financial establishment for that matter, is going to ask you for your PIN. However, if you are on the phone with someone and they want you to give that number, that should be one of the greatest red flags raised. It's very easy for thieves to call the bank, with this information, and ultimately make you the victim of identity theft.

With these tips set in place, you should be able to better protect your debit card information in the long term. It may seem unlikely but it is possible that your information can become compromised if you do not exhibit the best level of care possible. It's fortunate, then, that there are a number of steps that can be taken in order to ensure that your information is protected. Make sure that you understand them and you will see your financial standing become even stronger.




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